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Rates & Fees
Deposit Rates
Effective From July 1, 2008 Through July 7, 2008
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| Account Type |
Minimum Balance* To Open |
Minimum Balance* To Earn APY** |
Interest Rate |
APY** |
| NOW |
$500 |
$1,000 |
.50% |
.50% |
| Holiday Club |
$4 |
$4 |
.75% |
.75% |
| Regular Savings |
$100 |
$1 |
.75% |
.75% |
| Personal Money Market |
$2,500 |
$l - $2,499 |
.50% |
.50% |
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Over $2,500 |
1.25% |
1.25% |
| Corporate Money Market |
$5,000 |
$l - $4,999 |
.50% |
.50% |
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Over $5,000 |
1.25% |
1.25% |
| 45 Day CD |
$1,000 |
$1,000 |
2.00% |
2.00% |
| 91 Day CD |
$1,000 |
$1,000 |
1.25% |
1.25% |
| 91 Day CD |
$2,500 |
$2,500 |
2.00% |
2.00% |
| 182 Day & 7 Month CD |
$2,500 |
$2,500 |
2.50% |
2.50% |
| 12 Month CD |
$1,000 |
$1,000 |
2.00% |
2.00% |
| 12 Month CD |
$2,500 |
$2,500 |
2.75% |
2.75% |
| 18 Month CD |
$1,000 |
$1,000 |
2.00% |
2.00% |
| 18 Month CD |
$2,500 |
$2,500 |
2.75% |
2.75% |
| 24 Month CD |
$2,500 |
$2,500 |
3.40% |
3.40% |
| 30 Month CD |
$2,500 |
$2,500 |
3.40% |
3.40% |
| Money Market IRA |
$25 |
$25 |
1.25% |
1.25% |
| 182 Day IRA |
$500 |
$500 |
2.50% |
2.52% |
| 12 Month IRA |
$500 |
$500 |
2.75% |
2.78% |
| 18 Month IRA |
$500 |
$500 |
2.75% |
2.78% |
| 24 Month IRA |
$500 |
$500 |
3.40% |
3.44% |
| 30 Month IRA |
$500 |
$500 |
3.40% |
3.44% |
| 18 Month IRA Floating Rate |
$25 |
$25 |
1.89% |
1.89% |
| ** APY=ANNUAL PERCENTAGE YIELD |
| Interest rate and APY on NOW, HOLIDAY CLUB, REGULAR SAVINGS, and MONEY MARKET accounts are subject to change daily. Interest rate and APY on 18 MONTH IRA FLOATING RATE will change monthly based on the 90 day Treasury Bill rate listed in the Wall Street Journal on the second to the last business day of the preceding month. Fees in connection with an account could reduce earnings. An interest penalty may be imposed for early withdrawals. |
| See our Truth-in-Savings Disclosure for specific terms and fees that relate to the above products. |
| * Daily Balance (the amount of principal in the account each day) |
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 Loan Rates
Contact our Personal Loan Department for a detailed schedule of our current
loan rates, 1-847-675-2800.
Fee Schedule
Contact our Personal Bankers for a detailed schedule our current fees.
1-847-675-2800.
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